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Discussion Starter · #1 ·
Ok, took the MSF class, went to DMV and got my license. Test rode a Monster had way too much fun. I'm planning on getting a M620 soon but need to figure out what to do about insurance first.

With whom do y'all deal with for your coverage and what coverage do I need? I live in the Richmond district of SF and will probably be riding the Duc about 2-4 times per week to and from work (at least that's the official story).

Also, what's the story with parking in the city at night? Any areas I should avoid? I should be fine parking on the street at night in the Richmond during the week right?

Thanks for all your help!
 

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Check out State Farm. I went with them after discovering AAA wouldn't cover my bike which I was getting right after the MSF class. I got comprehensive and collision, but I think you're only required to have liability. I pay about $40/mo with a $1000 deductable. I don't live in the city though. The folks at Moto Mechanica in Santa Rosa told me State Farm was easy to deal with. So far so good.

Enjoy your new ride :D
 

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Ditto on State Farm for me. Got homeowners, cars, life, yadda, yadda through them so the bike was pretty reasonable.
 

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Discussion Starter · #4 ·
Called State Farm this afternoon and got a quote in email a couple of hours later. Looks good (ie lower than Progressive) with full coverage: comp, coll, good liability limits and low deductibles. I forgot to mention the MSF class to them so hopefully that will make the rates look even better. Still I'm not expecting it to be super low since I'm a newbie to motorcycles and it seems that Ducatis tend to require higher insurance than other bikes.

Once I get this ironed out, I hope to have the Duc by this wednesday at the earliest and next wednesday at latest. Oh yeah!
 

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Unfortunately State Farm doesn't offer any MSF discounts ( at least when I checked after the experienced rider course), but hopefully they've changed that policy by now.
 

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Unfortunately State Farm doesn't offer any MSF discounts ( at least when I checked after the experienced rider course), but hopefully they've changed that policy by now.
That was my experience with State Farm as well. Just last month.
 

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Discussion Starter · #8 ·
I can confirm the fact that State Farm doesn't give a MSF discount. The agent just told me.

Anyway, how much is everyone paying per year? I don't know what a good rate is! So far, Geico says @1700, State Farm @1200, Progressive >2000. What gives? My car cost me $1500/yr! Should I just go with State Farm?

Thanks all!
 
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