IM trying to buy a new bike, and i just wanted some ideas of good deals on a 620, HOw much did you guys pay OTD in chicago? and if you went through a loan how much are you guys payin Monthly? I need to know if i can afford to buy this bike (I know about the Maintenance costs) im just worried about the bike cost itself. AND i am NOT interested in any other (Cheaper) bikes, i am in Love with the monster and will NOt buy anything else, if i cant afford it ill wait. but it would be helpful if you guys could give me some estimates... thanks.