Discussion Starter · #1 ·
Ok, My bad. Driving under the influnence and missed the turn at 65pmh. Had on all the safety gear but still collapsed a lung. Never did that before but it really hurts. Woke up in the hospital with a tube in my chest. Just got out friday. Now, I did not get sighted for anything and there was no one else involved. Bike held up very well. I was found under it so I guess I saved it. Damage, bent the bars, scratches on tank, broke the rear seat cover and some other BS but likley expensive stuff. Is it possible to put in a ins claim and not get surcharged for the next 8 years for a major at fault accident? If not I'll peace mail it but I'd like to just hand it to the dealer. Anyone know about how this insurance surcharge deal works?