OK, I wrecked my bike a while back and have been waiting for the dumbest insurance guy on the planet of earth to check out my bike. I made a list of everything that was wrong on the bike because i am five hours from home and check it with him. So he finally looks at it and then proceeds to send me a quote. I look it over and he forgot about 20% of the things that are wrong with it and doesn't give me enough money for others. Then I try calling him. He is never by his phone, doesn't have an email, and can't seem to return his calls. Yesterday i received a check for about $800 to little, counting the deductible. They wrote the check to me for a dealership in Minneapolis, which is four hours away from where i live (costs more money). So what I was wondering is will they let me fix the bike or do i HAVE to let the dealership do the work? Considering it will cost a lot less and be less of a hassle.