[GeotheDuc]

I just purchased a 2001 750 Monster and I was surprised how much my regular insurance company wants to provide coverage for my bike. Any thoughts or input on insurance companies that aren't afraid of covering motorcycles? thanks.

 

[s2travis]

Yeah I was really shocked when I bought mine too. I was kind of expecting high prices since I did not have my license yet or the class. But not in the 2500 dollar a year range.

I eventually went thru a company called mcgraw.This year I paid about 800 I think.

 

[SoCalMonster900]

I pay $218.68 per year for my '01 900i.e. with State Farm.

 

[desmodog]

Shop around. I ended up getting a good rate from Motorcycle Rider's Association. Progressive quoted me a rate more than six times higher. I'm not kidding. Ducaticycleinsurance.com is not bad either. I think they use the same company as MRA, but I don't think their rates are exactly the same.

 

[dbriannelson]

I use Progressive for all my bikes. One bike is liability only, and that costs me $62 a year, the others are full coverage and are about $650 and $550 a year respectively. After the first year on the VFR it dropped by about 40% for the second. 'Course they know I can only ride one at a time, too and I'm pretty old - age plays a huge role is bike insurance rates.

I haven't made a claim yet, so I can't comment on how they are to deal with in that circumstance.

-Don

 

[TX907]

Try Progressive, but DON'T call a local agent. Fill out their online quote.

 

[jiro]

This must be very frustrating for you. I went through the same stuff not too long ago.

My experience is that generally, a broker will give you a better deal than an insurance company agent. I got on the phone with Progressive and they gave me a ridiculous quote. I then called a broker, who gave me a great quote. I asked what the insurance company was and he told me Progressive. So I got 2 quotes, with significant cost difference, from the same insurance company. Go figure.

I called many other companies, but at the end of the day, my broker had the best quote. Good luck.

 

[desmoworks]

I have prgressive for my 620, it's $78/ year, and I am 20. Liability only though.

 

[Jason_S4]

I pay 433 a year for my 01 S4 (26yrs old). I found though that progressive was really high, I use state farm now.

 

[desmoworks]

I just found this, I don't know anyhting about it, but you could check it out. It's specifically for ducs. http://www.ducaticycleinsurance.com/splash.asp

 

[hogkrazy]

GTD, rates depend on factors like how long you have had a mclicense,if you have had previous mc insurance, tickets etc. Recently I have been getting quotes and Mcgraw and progresive are about the same for me. I have used Mcgraw for the last 5 years ,with 1 claim and would recomend them.Also some companies have discount for safety school and AMA membership

 

[S-28]

Have a couple hundred thousand dollars worth of assets (Besides the resdidence) with State Farm.
Last spring they Jacked me and doubled my rate on the 900 Monster.

They make no diferentiation between anything 900cc and above and Ducati.
Great if you own a 999 but stinks if you own a monster.

Got a bunch of quotes.
In my state Progressive worked out best.

Dropped State farm after filing a protest,and went with progressive on principle.

State farm gets 6,500 bucks a year from me thanks to the assets they cover.

Least they could do is give me a reach around for only one claim in 12 years,and on a theft at that.
No tickets,accidents,or otherwise.

Racketeering laws seem to be blind.

Shop around is the best advice I can pass on.

All of them are dirty and smell bad.
Go with the one that hurts less.

S-28

 

[GeotheDuc]

Thanks for all the responses. Both Motorcycle
Rider's Association and Ducaticycleinsurance.com do not provide insurance in my state and State Farm doesn't do online quotes so I need to call them. But I'm still looking and I'll pass on any information I get. Thanks again.

 

[stuart]

I'll chime in on Progressive ONLINE. I have a 2000 M750 and pay 311/year. I am 26 and a new rider.
Coverage is liability and comprehensive.
They also throw in $1000 of coverage for aftermarket mods.

 

[53edsel]

I'll chip in with Progressive. I had to call them because the Triumph is so old. Had to do a "declared value policy" for it. Full coverage on both bikes runs about $800 per year. (I'm 50 so that probably makes a difference; no claims). State Farm (all my other vehicles) wanted about $200 bucks a year more. As they say, YMMV! AND Progressive does provide the $1000 accessory coverage and roadside assistance.

Eddie

 

[geeniusatwurk]

I called AAA for a quote and they thought a ducati was a motorhome brand :-/

 

[bdfinally]

try dairyland.com, beat the snot out of progressive when they gave me a 80% increase at renewal time

 

[csaulnie]

Don't move to Massachusetts. The socialists do not allow competition in the auto/mototrcycle market. I have a clean record and pay $927 for full coverage.

 

[SFmonsterdark]

I went w/ McGraw. 2001 m600 Full Coverage = $700 (cycle training discount included) I'm 27, married, 3yrs experience.

 

[oddsox]

I called AAA for a quote and they thought a ducati was a motorhome brand