i think someone is oversimplyfying the issue for an angle to help sell their gloves, but i should add that you can't predict every incidental mode of occurance. you can only prepare for the worst and hope for the best when you doing the asphalt surf.
the good gloves with the carbon plates on the fingers or knuckles are stitched over at least one layer of leather, kevlar, if not multiple layers of each. i've never seen a pair of gloves where carbon was in direct contact of the skin. in my wrecks the carbon or carbon/kevlar weave never shattered, worse case it ground down some from sliding friction but it never ground through the carbon panel, the leather under it, or the kevlar panels beneath that.
i have seen/had panels blow out around kevlar stitching... this is why good gloves have at least two if not more rows of stitching when using kevlar. again there should be multiple layers of protection underneath. however i won't buy gloves sight unseen unless i'm familiar with their construction. i believe the claim about hard armor is a bit exagerated but the stitching issue is very much a reality. now the question left is would i rather have a crushed or meat patty for a hand or suffer through some carbon irritation and infection? tough call... but since i have ti-max's that use titanium plates it's not an issue for me.