When I was knocked off my Monster back home in the UK, the estimate for the repairs was almost $4000, but to look at her, it had a scrape in the tank, bent bars & a couple of minor scrapes & a snapped footpeg.... I think the insurance co's just want to pay you off & get you the hell outta their hair!
Good luck with your choice of bike, hard one to call, but I think I would be aiming at the Tuono......
;D