You wrote: "What year bike? How often do you change the belts and get timing adjusted? My first 1200 monster and not sure with all the maintenance horror stories i hear."
Mine is a 1993 (the first year) M900. Initially, I had the valves checked every 5K to 6K, but after about 40K everything settled in and it doesn't change much. I now have the valves checked once a year, which is anywhere from 11K to 18K. I have the belts changed every two years.